Should I use Mint or Spendee? When you desire a great budgeting or money saving app around, the finest is the Mint budgeting app and the Spendee but picking between these lovely apps can be quite challenging. However, these apps are great additions to your budgeting plan as well as your smart device to ensure you stay ahead of the game at all times.
The Online Budget Battle: Mint vs. You Need a Budget (YNAB) Email Facebook Whatsapp Pinterest Twitter. When it comes to online budgeting and expense tracking, there are plenty of solutions, but two of the biggest names in the business are Mint. Mint vs Peppermint vs Spearmint. Mint is the general name for an herb popularly known for its menthol cooling properties. Two of the 13-18 types of mint are peppermint and spearmint. Mint comes from the Mentha genus. Peppermint is scientifically known as Mentha piperita, while spearmint is scientifically known as Mentha spicata.
- 1 Mint Vs Spendee (Product Comparison).
- 1.1 The Mint app.
- 3 What makes the Spendee app different from the Mint app?
This may be because of your personal references as well as benefits you will prefer. Bearing this in mind, we have decided to display every aspect of each app as well as the similarities and differences to help you make the best choices to suit your desires.
The Mint app.
The Mint budgeting app is a great app indeed. With the mint app, you can manage finances in one place. It has a great budgeting and tracking features that are very easy to use. It is free to sign up and add bank accounts and it’s perfect for a certain group of individuals. It is a lovely app for newbies who wish to stay ahead in investments and money saving tips.
Each time, you use the app, all financial data gets automatically updated. Besides that, you can get all your financial information in one place using it’s infographic features.
![Mint Mint](/uploads/1/2/3/9/123900935/460546442.jpg)
Exploring the Mint app specification.
1. Budgeting and tracking expense: The Mint app is oriented to help you budget and track all expenses seamlessly it ever gives you the option to organize your budget into categories. You can also make changes to your transactions after you must have downloaded them easily, therefore, transactions can be efficiently adjusted to fit your plan.
2. Creating and managing goals: With the Mint app, you can easily set goals from time to time. These goals might be paying off credit or debit cards as well as savings for your neeLong-term term goals can be easily set up to reflect on your monthly budgeting as well as managing credit score.
One of the layers added to the Mint app is the ability to track your credit score seamlessly. You can easily view your credit score payment lists and age of the credit accounts.
The Spendee App.
The Spendee app is a free expense tracking app allowing you excellent money management tools. It is useful for anyone who wishes to track expenses with the added stress of sorting out one’s bookkeeping skills. The Spendee is also very great for personal newbies investors smartphone users as well as budgeters.
1. Budget and track expenses: With the Spendee app, you can easily budget and track all expenses. You are also given the added advantage of customizing your budget list to any format manually without any added stress. In addition, you can add a picture for every expense made to help keep an accurate view of your expenses.
2. Connecting to bank account: Just like your Mint app, the Spendee app also allows you to connect all your bank accounts so you can easily view and manage your account through its infographic display.
3. Multiple currencies and sharing: With Spendee, you can use different currencies all in one go without having to deal with the confusions of exchange. In addition for you to share accounts with someone, you can invite this person into your Spendee account, therefore, added benefits for you both.
Related:
1. Free: Both apps offer free versions which can also be upgraded to premium membership at regular monthly payments.
2.Budget and track expenses: The Mint and Spendee app both offer simple and easy to use interface as well as smart infographic view of all your financial accounts in one place.
3. Synchronization: You can easily synchronize both apps to your bank accounts to keep an expert eye on your finances at all times.
4. Investment options: If you are looking for an app that offers you sought into investments then both apps are definitely not your best bet as they are only able to help you budget and track expenses and nothing more.
Despite the fact that these two apps have many similar benefits, there are still many ways in which they are so different, giving you a better avenue of choosing the one you do prefer.
- Multiple sharing: The Mint App is made for a single personal use while the Spendee app can be comfortably used by a couple of who share bank accounts or simply share expenditures.
- Multiple currencies: The Mint App is simplistic in nature and therefore given support to one currency it might be a hard sell for travelers Normads or international business individuals because they all have to manually exchange currencies.
With the Spendee app, there is no need for that it supports multiple currencies ensuring straightforward control of all your currencies including Cryptocurrencies and E-wallets. - Alerts and reminders: When it comes to the ability to receive notifications about bills to be paid or when you have exceeded your budget then you should pick the Spendee app. This application is a great too for keeping a watchful eye over your expenses
- Custom Tips and Savings: When you do not need an app that will help you properly with your personal finances by offering tips and the ability to make goals. The Mint app would be the right choice over the Spendee app. In addition, the Spendee app will ensure that you have a good idea of your credit score and receive financial tips.
Verdict.
The Spendee app and the Mint app are both awesome budgeting tools when you do need a tool that will help you with financial management as well as expenses tracking, the Mint app is your choice.
But when you are a Normad or traveler, who wishes to keep an adept eye on expenses, the Spendee app offers you all that you need. I do hope you found this article interesting, do let us know about what choice you would.
More Mobile apps
There’s never a better time than now to start thinking about how you manage your money. It’s hard to know where to start, though, especially if you’re young and have no idea what your Roth IRA or 401(k) is. Don’t worry, these days there are all sorts of ways to make smart investments and better plan your financial life — all directly on your smartphone. Below are some of our picks for the best budgeting apps, whether you’re looking to cut back on monthly expenditures, check your balance at a glance, or save up for something special.
Qapital
If you’re struggling to save money, then you might find that automating the process works for you. Qapital is a clever, rule-based automatic savings app. You link it to your checking account and select a savings goal, then set up IFTTT (if this then that) rules to trigger the transfer of money every time you do perform a specific task. For example, it can put $10 into savings every time you shop at Walmart, Starbucks, or some other store. There are lots of different rules you can set up, such as the handy freelancer rule, which sets aside a certain percentage for tax every time you get paid. You can also set up alerts and it will stop payments when cash is tight to prevent you from getting overdrawn.
PocketGuard
Do you want to know where you stand financially? PocketGuard can help you sync all your bank accounts, credit cards, loans, investments, and savings in one place. The app can build a budget for you automatically based on your spending habits. You can also use this app to track your income, bills, any subscriptions you have, create your spending limits, and see if you have reached your goals. The best part is that you can have the app analyze whether you’re getting the best deal on monthly payments and alert you about any unwanted charges or bank fees. You can opt for PocketGuard Plus for $4 monthly or $35 per year.
Grand
Want to win prizes for saving money? Grand may be the perfect app for you. Every week you’ll be automatically entered into a cash drawing for each dollar you put into your investment account. Every bank in the U.S. connects to Grand, and your deposits automatically earn one percent interest — much higher than the national average interest. Right now, Grand is only available via its website and the App Store, though we hope an Android app is in the works. And while the $2 monthly fee may seem a little steep, it may be worth it if it gets you in the habit of regularly saving money.
Spendee
Spendee is all about understanding your finances. With this app, you can track your spending and budget so that you can save more money. You can connect Spendee to your bank account to track all your expenses, you can create a shared account with your family, and it supports multiple currencies. This app is free, but you can also choose to upgrade to Spendee Plus, which gives you the option to make multiple wallets and share them with your family members for $2 per month or $15 per year. There’s also Spendee Premium for $3 per month or $24 per year, which lets you synchronize Spendee with all your bank accounts.
Acorns
If you’re looking for one of the best apps for investing small amounts of spare cash, you might want to try Acorns. This app can do the heavy lifting by investing for you automatically. It links directly to your bank accounts and credit cards. It can take little bits from your purchases every day and invest that money in a diversified portfolio of more than 7,000 stocks and bonds automatically. It’s also SIPC (Securities Investor Protection Corporation) protected up to $500,000 to keep your money secure. Acorns costs $1 per month for accounts investing less than $5,000. If your account grows to more than $5,000, the fee is 0.25 percent per year.
Wallet
This app is all about keeping track of and getting a handle on your spending. It works across multiple currencies and banks. You can use this app to plan your financial future and keep track of all your expenses and income. The app is free, and it doesn’t require you to make any payments or enter any credit card information. If you pay a monthly subscription fee, you can sync your bank transactions and have them categorized automatically, create an unlimited number of accounts (there’s a limit of three with the free version), and get graph reports about the state of your finances across bank accounts, credits cards, and more.
Personal Capital
If you want to stay on top of your investments, stocks, retirement savings, and bank accounts as well as budget your spending in a single app, then Personal Capital is the multiplatform financial portal for you. It’s also available online and on wearables. Rather than passively track your net worth across various institutions like Mint (see below), this free app actively compares your stocks’ performance to the markets in real time, thus allowing you to keep up to speed on your financial health. The app even provides access to a team of professionals who can offer more personalized advice to further grow your nest egg, though these optional services cost extra.
Money Lover
Money Lover is a free app that offers a clean, colorful interface and plenty of nifty features, but there is a downside. This budgeting app allows you to get very granular with your expenses, and automatically categorizes spending on food, drinks, games, and anything else you might buy, with cute pictures to boot. The app also tracks your income and spending in the past, present, and future months, with everything displayed in an easy-to-read format. The biggest problem with Money Lover is that the free version includes some annoying — and often times invasive — ads that clutter the otherwise splendid interface.
Mint
Mint, Intuit’s personal finance app, is a lifesaver in terms of keeping tabs on your overall financial health. This budget app links up with all your different bank accounts, loan accounts, and credit cards, and shows them all within a single, streamlined interface. This is especially helpful for finding specific transactions, so you can figure out which card or account you used to buy something at the department store. The mobile iteration of Mint also syncs with the service’s robust web interface and offers recommendations for new loan accounts and credit cards based on your habits. These features, combined with the app’s ability to show you upcoming bills at a glance, make it a standout.
Stash
Here’s another spare-change investment app. With Stash, you can invest in small increments — five dollars at a time, for instance — and across a variety of available portfolios, whether you prefer to do so manually or via automatic payments. The app is also built to accommodate the less-than-savvy investor, and as such, it includes educational tools that encourage you to develop smarter financial habits in the long run, so you can make sound investments and manage your money with aplomb. Stash will even help you discover companies that align with your values, so you can choose firms that are making strides in equality, ecology, and other issues.
Mobills
Mobills promises fewer problems, with a simple interface and a vibrant display. Oh, and the charts! Did we mention the charts? Mobills offers plenty of them, whether you need a pie chart laying out all your expenses proportionally, a line graph measuring your income over time, or any other monetary metric you may want to encapsulate in a visual way. It even has a section for you to plan out your dreams, and see how long it will take to achieve them based on the money you set aside each month. The latter is a nice feature, at least until you see how long it will take you to save up for that vintage Westfalia.
Prism
Bills, bills, bills. Between utilities, mortgages or rent, student loans, streaming subscriptions, and all the other expenses of modern living, keeping up with your cash flows, whether in or out, can be a hassle. Prism helps you keep track of all your financial obligations with an easy-to-read interface and calendars where you can schedule your paydays and bill deadlines. One of the really neat things about Prism is that you can sync your accounts with companies you pay bills to — Prism claims it works with more than 11,000 billers such as Xfinity, Verizon, and so on — and your bank accounts, so you can get accurate billing statements and keep a perfect accounting of money you’ve brought in and money you’ve sent out.
Did you know that you can join family and friends to make a group purchase with PayPal? Read our take on Paypal Money Pools and find out what it is and how you can use it.